Risk Disclosure and User Agreement
Last Updated as of 20 AUGUST 2025
Please read information in this Risk Disclosure and User Agreement ("Agreement") as a general overview of the risks associated with the services offered by Infini Labs or its affiliates ("Infini", "Infini Labs", "we", "our"). This Agreement constitute a legally binding agreement between you ("you" or "your") and Infini. The Agreement governs your use of the Infini's Services made available to you on or through our website, our application or otherwise. The service provides an interface that displays data for the purpose of enabling users to interface, via third-party platforms, with certain components of a set of open-sourced smart contracts deployed on decentralized blockchains and certain liquidity pools (the "Service" or "Services"). In order to use the Service, you should carefully read and abide by the Agreement. By using the Service, you confirm that you have read and accepted all the terms of the Agreement. Your use of the Service represents that you have read, understood and agreed to the Agreement and that the Agreement is legally binding on you.
We do not intend to provide investment or legal advice through the Agreement and make no representation that the Services described herein are suitable for you or that information contained herein is reliable, accurate or complete. We do not guarantee or make any representations or assume any liability regarding financial results based on the use of the information in the Agreement, and further do not advise to rely on such information in the process of making a fully informed decision whether or not to use the Services. The risks outlined in the Agreement are not exhaustive and the Agreement only outlines the general nature of certain risks associated with crypto assets, and does not discuss in detail all risks associated with holding or trading crypto assets. Users should undertake their own assessment as to the suitability of using crypto assets and associated Services based on their own investigations, research and based on their experience, financial resources, and goals. You should not deal with crypto assets unless you understand their nature and the extent of your exposure to risk.
By depositing your crypto assets into your Account, you acknowledge and agree that we will allocate these assets directly into various yield farming protocols according to your instructions. These yield farming protocols may include, but are not limited to, on-chain smart contract protocols, decentralized finance (DeFi) platforms, and other Web3 projects (collectively referred to as "Yield Products"). You retain sole and absolute control over your assets by (i) selecting the Yield Products under informed basis and (ii) having the ability to freely withdraw or redeem your assets at anytime subject to internal policy of the Yield Products. Please note that we do not exercise day-to-day control over the management of your crypto assets and you should. We will assist you in redeeming your assets at any time, subject to the policies of the Yield Products.
You acknowledge that returns generated from the Yield Products will be allocated directly to your Account at intervals determined by the Yield Products subject to necessary service fees we might deduct during the redemption process. You should note and understand that we are not a registered or licensed investment advisor in any jurisdiction, and thus the requirements of fiduciary duty does not apply to us.
You should be aware that your purchase of our Service involves a high degree of risk. You represent you are a professional or matured investor meeting suitability qualifications and are capable of undertaking the potential risks of investing in the Yield Products. There can be no assurance that the financial objectives will be achieved, or that you will receive a certain percentage return of your purchase, regardless of any promotional statements made on our website or in other marketing materials, from the Yield Products. The Yield Products are provided by third party without any guarantee of the preservation of principal. Past performance of the Yield Products is not indicative of future results. The performance benchmark is not the expected rate of return and does not represent the future performance or actual returns of the Yield Products, nor does it constitute a commitment to the Yield Products' returns. In addition, there will be occasions when we and our affiliates may encounter potential conflicts of interest in connection with the Yield Products.
You represent and acknowledge that all of the answers, statements and information you provided with us are true and correct on the date hereof and will be true and correct as of each date. You hereby agree to provide such additional information related to the foregoing as is requested by Infini and to notify us promptly of any change that may cause any answer, statement or information become untrue in any material respect.
1. ELIGIBILITY
To be eligible to use the Service: (i) you must be at least eighteen (18) years old and legally competent to enter into these Terms; (ii) you must not be a resident of sanctioned jurisdictions according to any trade embargoes, UN Security Council Resolutions ("UNSCR") or HM Treasury's financial sanctions regime; (iii) you must not be currently the subject of or subject to economic sanctions such as the United Nations Security Council Sanctions List, the list of specially designated nationals maintained by OFAC, the denied persons or entity list of the U.S. Department of Commerce or any similar list maintained by any other relevant sanctions authority; and (iv) you must not be located, incorporated, otherwise established in, resident of, or (to the extent applicable) a citizen of or operating in a country listed in our List of Prohibited Countries. If you are using our Services on behalf of a legal entity, you further represent and warrant that: (v) the legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of its organization; and (vi) you are duly authorized by such legal entity to act on its behalf. You can only use our Services if permitted under the laws of your jurisdiction. For the avoidance of doubt, you may not use our Services if you are located in, or a citizen or resident of any state, country, territory or other jurisdiction where your use of our Services would be illegal or otherwise violate any applicable laws. Please make sure that these Terms are in compliance with all laws, rules, and regulations that apply to you. You agree that you are only using our Services with legally-obtained funds that rightfully belong to you. By using the Service, you represent and warrant that you meet all eligibility requirements that we outline in these Terms. We may still refuse to let certain people access or use the Service, however, and we reserve the right to change our eligibility criteria at any time. In the event that you are located in specific countries or regions which impose supplementary eligibility requirements regarding the trading of cryptocurrency assets, you hereby confirm and recognize that you will comply with these additional requirements and maintain your eligibility as required.
2. RISK DISCLOSURE
Note that specific disclosures and terms of service will also apply, which have been published separately. Users should refer to those terms in addition to the disclosures herein when deciding whether to utilize the Services.
For the purpose of the Agreement, "you", "your", and "User" mean a user of our services and "we", "us", "our", or "Infini", mean Infini Labs. Users are strongly advised to read the Agreement carefully before deciding to start using the Services.
RISK OF DEALING WITH CRYPTO ASSETS CAN BE SUBSTANTIAL AND YOU SHOULD, THEREFORE, CAREFULLY CONSIDER WHETHER SUCH ACTIVITY IS APPROPRIATE FOR YOU IN LIGHT OF YOUR CIRCUMSTANCES AND FINANCIAL RESOURCES. The following considerations, which are not exhaustive, among others, should be carefully evaluated before entering in the Services:
Crypto Assets Are Not Legal Tender In Most Jurisdictions
Most crypto assets are not backed by any central government or legal tender (except in few, discrete cases), meaning each country has different standards. There is no assurance that a person who accepts crypto assets as payment today will continue to do so in the future. Holders of crypto assets put their trust in a digital, decentralized, and partially anonymous system that relies on peer-to-peer networks and cryptography to maintain its integrity, and neither vendors nor individuals have an obligation to accept crypto assets as payment in the future;
Investment Risks
Investments involve risks. There is no guarantee of the repayment of the principal. Investment in a crypto asset product is not in the nature of a deposit in a bank account and is not protected by any government, government agency or other guarantee scheme which may be available to protect the holder of a bank deposit account. There is no guarantee that in any time period, particularly in the short term, a crypto asset product's portfolio will achieve appreciation in terms of capital growth. Each crypto asset product is subject to market fluctuations and to the risks inherent in all investments. A crypto asset product's portfolio may fall in value due to any of the key risk factors set out in this document or the offering document of the product. The price per unit of any crypto asset product and the income from them may go down as well as up and therefore you may suffer losses on your investment in the relevant products. In the worst-case scenario, the value of the product may be worth substantially less than the amount you have invested.
Volatility Risks
Prices of units may be volatile. Price movements are difficult to predict and are influenced by, among other things, changing supply and demand relationships, governmental trade, fiscal, monetary and exchange control policies, national and international political and economic events, and the inherent volatility and potential settlement difficulties of the marketplace. A crypto asset product's value will be affected by such price movements and could be volatile, especially in the short-term.
Performance Uncertainty
Past performance of a crypto asset product is not a reliable indicator of future performance. Such historical performance data are calculated based on retrospective market conditions, technological infrastructure, and regulatory frameworks that may no longer apply. Such data does not constitute a guarantee, projection, or promise of future results. You should not base your investment decisions solely on historical performance data.
Suitability Assessment
Whilst the information regarding the product on our website may be helpful to you when making an investment decision, it may or may not constitute (i) an offer, solicitation, invitation or recommendation for buying or selling the product or (ii) investment advice. You should therefore consider whether the information is appropriate to your needs. However, if we have solicited you to purchase any product, or recommended the product to you, we will assess whether the product is reasonably suitable for you having regard to your financial situation, investment experience and investment objectives. However, Infini does not have an ongoing obligation to ensure the continued suitability of these products. If you engage in a transaction without or contrary to Infini's solicitation or recommendation, you do so at your own risk, and Infini is not required to assess the suitability of the transaction for you.
Liquidity Risks
Crypto assets may face insufficient market liquidity. Insufficient buyer and seller willingness can lead to persistent difficulties in trade execution. When you want to sell, you may encounter few buyers and be forced to accept prices far below fair value, resulting in significant losses. Conversely, when you want to buy, you may also find it difficult to obtain the desired quantity at expected prices due to supply shortages. Additionally, market conditions such as economic uncertainty or negative sentiment towards crypto assets can further exacerbate liquidity issues. This not only limits your ability to access funds when needed but also increases the overall risk of your investment portfolio - potentially causing you to miss other profitable opportunities or fail to fulfill unexpected financial obligations, ultimately leading to financial stress or potential losses.
Market Risks
Market risks for trading in crypto assets stem from a multitude of factors. Fluctuations in the economic environment, shifts in consumption patterns, limited public information about the products and their issuers, and changing investor expectations can all significantly impact investment values. Emerging markets, in particular, are more volatile than developed ones, leading to substantial price swings. Market movements may therefore result in substantial fluctuations in the prices of units of the relevant products. The prices of units and any potential distributions may either increase or decrease. There are no guarantees of profit or loss avoidance. The value of investments and their derived income can decline, and investors may not recover their initial investment. Uncertainties like international, political, and economic developments, or shifts in government policies, can also affect investment values. In declining markets, volatility surges, and market prices may deviate from rational expectations for extended periods, influenced by large-scale fund movements due to short-term factors or counter-speculative measures, ultimately harming both the products and the investors.
Financial Crime and Cyber Attacks
Cyber crime relating to crypto assets can be more prevalent than other financial crime as the ecosystem is totally digital and traditional governance and risk mitigants may be lacking. For example, a 51% attack is an attack on a blockchain by any person or group of persons who control more than 50% of the network. Attackers with majority control of a network can interrupt the recording of new blocks, alter payment history, and subvert funds. Users are susceptible to malware and fake/hijacked addresses and other forms of cyber-attacks and Users should always take care of passwords and double check the addresses and URLs before loading software or interacting with any platform, protocol, or service.
Absence of Control
Infini is not a broker, agent or advisor and has no fiduciary relationship or obligation to Users in connection with any transaction or other decision or activity undertaken by you using the Services. We do not control whether your use of the Services is consistent with your financial goals. It is up to Users to assess whether their financial resources are appropriate for their respective activity with us and risk appetite in the products and services you use.
Availability of Services
We do not guarantee that the Services will be available at any given time or that the Services will not be subject to unplanned service interruptions or network congestion. You may not be able to buy, sell, store, transfer, redeem, send, or receive crypto assets when you want to.
Blockchain Technology Risks
The Services provided by Infini in connection with crypto asset products will involve the use of blockchain technology. Blockchain technology is relatively new and is subject to various threats or risks that can adversely impact the tokenized investment products. Notwithstanding the fact that blockchains are secured by means of cryptography, consensus mechanism and decentralized architecture, there is a possibility that such security measures can be compromised (for example, blockchain systems can be susceptible to generic network and phishing attacks or vulnerabilities in smart contract) and thereby resulting in the unauthorized alteration of the blockchain or the crypto assets that may disrupt the operation of the products. Furthermore, a blockchain network may experience a "fork" (i.e., "split") of the network, which would result in the existence of two or more versions of the blockchain network running in parallel with duplication of the same token, but with each version's native asset lacking interchangeability, potentially competing with each other for users and other participants. There is also a risk of undiscovered technical flaws associated with systems utilizing blockchain technology. In addition, there is a possibility that new technologies or services that inhibit access to, or utility of, a blockchain may emerge. Blockchain technology may also never be implemented to a scale that provides identifiable economic benefit.
Technical Security Risks
Crypto asset products rely on blockchain technology and digital platforms. There is a risk of cyber-attacks on these systems. Hackers could attempt to steal your crypto assets, disrupt trading operations, or manipulate smart contract data. A successful attack on the platform where your crypto assets are held could lead to unauthorized transfers, loss of access to your assets, or inaccurate record-keeping of your holdings. Additionally, software bugs in the blockchain protocols or trading platforms can also cause unexpected glitches, potentially resulting in financial losses. While Infini will endeavor to adopt industry best practices to keep your crypto assets safe, successful cyber thefts and other fraudulent activities set out above may still occur.
Irreversible Transactions
Transactions in crypto assets are generally irreversible. As a result, losses due to fraudulent or accidental transactions may not be recoverable.
Third Party Risks
Our products it distributes rely on various third-party service providers. These providers, including those involved in blockchain and blockchain-related technology, are crucial for the distribution of the products, as well as for maintaining the operating infrastructure like software, systems, and smart contract technology. If any of these parties halt service provision, it can severely disrupt operations. Infini shall not be held liable for any failures, errors, or omissions of tokenization service providers. This encompasses risks associated with smart contracts related to tokens. There may be defects or irregularities in processes such as minting and burning tokens, or in the on-chain management mechanisms. These problems can potentially result in financial losses for you, and Infini will not assume responsibility for such consequences.
Taxation and Disclosure of Information
You are responsible for determining the taxes to which you may be subject and their application when using the Services. It is your responsibility to report and pay any taxes that may arise from transactions and you acknowledge that Infini does not provide legal or tax advice regarding such transactions. If you have concerns about your tax treatment or obligations you may wish to seek independent advice. You understand that when, where, and as required by applicable law, Infini will disclose available information relating to transactions transfers, distributions or payments to the appropriate regulatory and tax authorities or other public authorities. Similarly, when, where and as required by applicable law, Infini will withhold taxes related to your transactions, transfers, distributions or payments.
No Investment and Legal Advice
Communications or information provided by Infini shall not be considered or construed as investment advice, financial advice, trading advice, or any other type of advice. The User is the only party who can determine whether an investment, investment strategy or related transaction is appropriate based on his or her personal investment objectives, financial situation and risk tolerance, and shall be solely responsible for any losses or liabilities that may result.
Legal and Regulatory Risks
Legal and regulatory risks are significant when trading in crypto assets. There is a risk that transactions and related arrangements may not be legally enforceable, or parties' conduct could violate Applicable Laws. Uncertainty exists regarding whether cryptoo assets qualify as "property" under the law, which can impact the nature and enforceability of your interest in them. Legislative and regulatory changes can harm the use, transfer, exchange, and value of crypto assets. New laws or regulations can severely impact the planning, development, and trading of crypto assets. Regulatory policies can change suddenly, and existing permissions for crypto assets may be revoked. Cryptographic-tokens and cryptocurrencies can be classified differently across jurisdictions, leading to trading prohibitions in some regions. Thus, there's no guarantee that crypto assets will maintain a specific legal or regulatory status at any given time. You are responsible for understanding how applicable laws affect your crypto assets trading or taxation.
Jurisdiction Risks
Jurisdiction risks pose a notable concern when trading in crypto asset products on our website. Residents, tax residents, or individuals with a relevant connection to certain jurisdictions are prohibited from conducting crypto asset transactions. Any changes in an investor's place of domicile or in the Applicable Laws can lead to the investor unknowingly violating legal or regulatory requirements in the relevant jurisdiction. It is solely the investor's responsibility to ensure that all crypto asset transactions, from the moment they commence, remain lawful, regardless of any alterations in the Applicable Laws, the investor's place of domicile, or their personal circumstances. Failure to do so may expose you to potential legal consequences, including fines, asset freezes, or restrictions on future financial activities.
Disclaimer
This document is prepared by Infini Labs ("Infini") and/or its affiliates. This document has not been reviewed or approved by any regulatory authority. Our website, along with all its content, information, any linked sites, and products or services it provides, is furnished on an "as is" and "as available" basis. and without warranties of any kind, either express or implied, including, but not limited to warranties of title or non-infringement or warranties of merchantability and fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable. Infini does not guarantee or represent that this website/application or any functions or features can be accessed at all times. Due to administrative or other reasons, the website/application or any functions or features may be temporarily unavailable or restricted without prior notice. Also, it may be amended at any time in response to economic, market, or other circumstances. You can use the materials on this website/application only for personal reference and non-commercial purposes. Without authorization, no media, website, or individual should reproduce, link, post, or otherwise copy and publish this website/application and its contents. In some jurisdictions or areas, the circulation and distribution of the contents of this website/application may be restricted or prohibited by local laws and regulations. Those who receive such contents must be fully aware of and comply with these restrictions or prohibitions. This document may include market data prepared by Infini or data from third party sources. While Infini makes reasonable efforts to ensure the reliability of such third-party information, such information may not have been verified. Graphics are for reference only. We make no representation or warranty, express or implied, to the timeliness, accuracy or completeness of the information on this document. Information may become outdated, including as a result of new plans, regulations or changes in the market. In making investment decisions, investors should not solely rely on the information displayed on this document. Any person who acts based on the information on this website/application does so at their own risk. You are responsible for conducting your own due diligence and investigations. The risk of loss in trading virtual assets products can be substantial and is not suitable for all investors.
ANNEX A - List of Prohibited Countries
Updated: 【20 AUGUST 2025】
The below Countries, and such other locations, as designated by Infini from time to time, form the List of Prohibited Countries as described in Infini's User Agreement. Infini reserves the right to update this list at its discretion without prior notice.
To be eligible to register for a Infini Account and use the Infini Services, you must not be located, incorporated, otherwise established in, resident of, a citizen of, or operating in:
Sanction Related Prohibit Country List
- Afghanistan
- Belarus
- Congo Dem. Rep.
- Cuba
- Haiti
- Iran
- Iraq
- Korea, North
- Mali
- Mozambique
- Myanmar
- Russian Federation
- Somalia
- South Sudan
- Sudan
- Syria
- Venezuela
- Yemen
- Occupied Ukraine (Crimea, Donetsk People's Republic, Luhansk People's Republic, Zaporizhia and Kherson Regions)
Restricted Crypto Business Country List
- China
- Algeria
- Bangladesh
- Bolivia
- Morocco
- Nepal
- Egypt
- Iraq
- North Macedonia
- Qatar
- Kosovo
- Cameroon
Additionally, we comply with OFAC sanctions and restrictions. For the most up-to-date list of sanctioned countries, please visit https://ofac.treasury.gov/