U.S. account details
Access a dedicated Account Number and Routing Number through supported USD account options.
GLOBAL ACCOUNTS
USD and EURvirtual accountsfor individuals and businesses
Apply for dedicated USD and EUR virtual account details. Receive eligible transfers through supported local and international banking networks—all connected to your Infini account.
USDACHWireRTPSWIFTEURSEPA
Get dedicated account details for receiving USD and EUR
Choose an available virtual account based on the currency, payment network, transfer scope, fees, and processing time that fit your needs.
European IBAN
Receive dedicated IBAN details for supported EUR transfer and collection scenarios.
Local and international networks
Receive eligible transfers through supported networks including ACH, Wire, RTP, SEPA, and SWIFT.
Multiple account options
After opening your first account, apply for additional available virtual accounts based on your personal or business needs.
Receive USD through supported banking networks
Choose an available USD virtual account according to the payment network and transfer scope you need.
USDLead Bank USD account
Receive eligible USD transfers through ACH, Wire, RTP, or SWIFT using dedicated U.S. account details.
Own-name transfers
Receive USD from a bank account held under the same individual or entity name as your Infini account.
Eligible third-party payments
Subject to approval, Lead Bank accounts may receive eligible payments from customers or business counterparties.
Third-party payment support depends on the selected account and the banking partner’s final approval.
Receive EUR with dedicated IBAN details
Apply for an EUR virtual account through Banking Circle and receive eligible transfers through the supported SEPA network.
EURIBANSEPA
Dedicated European IBAN
Use IBAN details assigned to you for supported EUR collection scenarios.
SEPA transfers
Receive eligible EUR transfers through the supported SEPA payment network.
Own-name payments
Receive funds from a bank account held under the same individual or entity name as your Infini account.
Eligible third-party payments
Subject to approval, receive eligible EUR payments from customers and business counterparties.
Receive payments using account details assigned to you
Use approved virtual account details to receive eligible own-name transfers, freelance or remote income, or payments from business counterparties.
Personal transfers
Receive eligible transfers from a bank account held under your own name.
Freelance & remote income
Receive eligible payments from overseas clients or employers, subject to approval.
Business counterparties
Receive approved payments from suppliers, partners, or other business counterparties.
Transaction visibility
View account and transaction activity from your Infini dashboard for easier tracking and reconciliation.
Third-party payment support depends on the selected account and the banking partner’s final approval.
Where your money goes — and who handles it
Every transfer passes through a partner bank and Infini's licensed payment partners before it reaches your Infini balance. Here is each step, and who is responsible for it.
You send a bank transfer
From your own bank, or from an approved third party, using the account details assigned to you.
Handled byYou / the payer
A partner bank receives it
Lead Bank (USD), Banking Circle (EUR), or Singapore Gulf Bank (USD), depending on the account you opened.
Handled byPartner bank
Converted into stablecoins
Incoming fiat is converted into supported stablecoins by Infini's licensed payment partners. Infini does not hold your USD or EUR in fiat form.
Handled byLicensed payment partner
Credited to your Infini balance
Allocate available funds to your Infini prepaid virtual card, subscribe to eligible Earn products for variable yield, or convert back to fiat and withdraw where supported.
Handled byInfini
Need to move funds back to a bank account?
Explore Fiat Off-RampChoose an account that matches how you receive funds
Compare supported currencies, payment networks, transfer scope, fees, and processing times before applying.
01
Lead Bank
Currency: USD
Networks: ACH, Wire, RTP, SWIFT
Transfer scope: Own-name and eligible third-party payments
Dedicated details: Account Number and Routing Number
02
Banking Circle
Currency: EUR
Network: SEPA
Transfer scope: Own-name and eligible third-party payments
Dedicated details: European IBAN
03
Singapore Gulf Bank
Currency: USD
Network: SWIFT
Transfer scope: Own-name transfers only
Third-party payments: Not supported
Who operates Infini — and how to verify it
Infini operates through Cynosure Technology LLC, INFINIGROWTH DIGITAL INC., and BP SG Investment Holding Limited. Each registration below is held by a specific entity and applies only to specific activities in its own jurisdiction.
Registered officeRoom R143, 3/F, Eton Tower, 8 Hysan Avenue, Causeway Bay, Hong Kong
Compliance enquiriescompliance@infini.money
United States
- Entity
- Cynosure Technology LLC
- Licence / registration
- Money Services Business (MSB) registration
- Regulator
- Financial Crimes Enforcement Network (FinCEN), U.S. Department of the Treasury
- Number
- 31000301191482
Canada
- Entity
- INFINIGROWTH DIGITAL INC.
- Licence / registration
- Money Services Business (MSB) registration
- Regulator
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Number
- C10001717
Hong Kong
- Entity
- BP SG Investment Holding Limited
- Licence / registration
- Trust or Company Service Provider (TCSP) licence, under the AMLO (Cap. 615)
- Regulator
- Companies Registry, Hong Kong
- Number
- TC010232
FinCEN registration is made under the Bank Secrecy Act and does not constitute FinCEN endorsement or approval. Holding these registrations does not mean Infini is authorised to provide regulated services in any other jurisdiction.
Read our Compliance StatementApply as an individual or business
Complete the applicable identity or business verification, submit the required information, and track your application through Infini.
- 01
Complete KYC or KYB
Individual applicants complete KYC verification. Business applicants complete KYB verification.
- 02
Provide the required information
Submit the identity, account activity, source-of-funds, and supporting information required for your application type.
- 03
Compliance review
Applications and account capabilities are reviewed by the relevant banking or payment partner. Reviews typically take 1–3 business days.
- 04
Access approved account details
Once approved, your available virtual account details will appear in the Infini dashboard.
Review account costs and availability before applying
See the applicable opening fees, transaction fees, supported networks, transfer scope, and estimated processing times when selecting an account.
No monthly maintenance fees
Available Infini virtual accounts do not charge monthly or account maintenance fees.
Account-specific opening fees
Opening fees vary by banking partner and application type. Applicable fees are shown before submission.
Transparent transaction fees
Transaction fees depend on the selected account and payment network.
Eligibility and availability
Availability depends on your KYC or KYB jurisdiction, application information, selected account, and the partner’s compliance review.
Connect your virtual account with your Infini account
Earn
Put eligible idle stablecoins to work with Infini Earn. Yield is variable; principal and returns are not guaranteed. Redeem before allocating funds for spending.
Explore EarnPrepaid virtual cards
Allocate your available balance to Lite, Pro or Max prepaid virtual cards. Eligible Pro and Max purchases earn cashback under current rewards terms; Lite has no cashback.
Explore prepaid virtual cardsFinny
Track eligible Infini card activity and manually logged expenses, and stay on budget with Finny, your money buddy on Infini.
Explore FinnyPersonal account
One stablecoin account for cards, transfers, virtual accounts and Earn.
Explore personal accountApply for a USD or EUR virtual account
FAQ
An Infini Virtual Account provides approved users with dedicated payment account details through supported banking partners. Depending on the account, these may include a U.S. Account Number and Routing Number or a European IBAN.
Yes. Individual applicants complete KYC verification, while business applicants complete KYB verification. Every application remains subject to compliance review.
Current virtual account options support USD and EUR. Availability depends on the selected account, jurisdiction, and approval result.
Available networks include ACH, Wire, RTP and SWIFT for supported USD accounts, and SEPA for supported EUR accounts.
Lead Bank and Banking Circle accounts may support eligible third-party payments, subject to final approval. Singapore Gulf Bank supports own-name transfers only.
No. Infini does not hold incoming USD or EUR in its original fiat form. Eligible incoming funds are converted into supported stablecoins and credited to your Infini balance.
Virtual Account reviews typically take 1–3 business days. Additional information or documents may be requested.
No. Availability depends on your jurisdiction, application type, compliance requirements, and the banking partner’s final review.
Available Infini Virtual Accounts have no monthly or maintenance fees. Opening and transaction fees depend on the selected account.
Infini operates through affiliated entities registered with FinCEN (US) and FINTRAC (Canada), and licensed as a TCSP in Hong Kong. Each registration has a specific entity, jurisdiction and scope; it is not government endorsement. See our Compliance Statement for details.
Lead Bank (USD) and Banking Circle (EUR) accounts may support eligible third-party payments, subject to the partner's final approval. Singapore Gulf Bank accounts support own-name transfers only.
No. Infini is not a bank. Funds processed through Infini are not covered by the FDIC, CDIC or the Hong Kong Deposit Protection Scheme.
Convert your available stablecoin balance to fiat and withdraw through Infini's Fiat Off-Ramp, where available.