U.S. account details
Access a dedicated Account Number and Routing Number through supported USD account options.
GLOBAL ACCOUNTS
USD and EURvirtual accountsfor individuals and businesses
Apply for dedicated USD and EUR virtual account details. Receive eligible transfers through supported local and international banking networks—all connected to your Infini account.
USDACHWireRTPSWIFTEURSEPA
Get dedicated account details for receiving USD and EUR
Choose an available virtual account based on the currency, payment network, transfer scope, fees, and processing time that fit your needs.
European IBAN
Receive dedicated IBAN details for supported EUR transfer and collection scenarios.
Local and international networks
Receive eligible transfers through supported networks including ACH, Wire, RTP, SEPA, and SWIFT.
Multiple account options
After opening your first account, apply for additional available virtual accounts based on your personal or business needs.
Receive USD through supported banking networks
Choose an available USD virtual account according to the payment network and transfer scope you need.
USDLead Bank USD account
Receive eligible USD transfers through ACH, Wire, RTP, or SWIFT using dedicated U.S. account details.
Own-name transfers
Receive USD from a bank account held under the same individual or entity name as your Infini account.
Eligible third-party payments
Subject to approval, Lead Bank accounts may receive eligible payments from customers or business counterparties.
Third-party payment support depends on the selected account and the banking partner’s final approval.
Receive EUR with dedicated IBAN details
Apply for an EUR virtual account through Banking Circle and receive eligible transfers through the supported SEPA network.
EURIBANSEPA
Dedicated European IBAN
Use IBAN details assigned to you for supported EUR collection scenarios.
SEPA transfers
Receive eligible EUR transfers through the supported SEPA payment network.
Own-name payments
Receive funds from a bank account held under the same individual or entity name as your Infini account.
Eligible third-party payments
Subject to approval, receive eligible EUR payments from customers and business counterparties.
Receive payments using account details assigned to you
Use approved virtual account details to receive eligible own-name transfers, customer payments, or payments from business counterparties.
Personal transfers
Receive eligible transfers from a bank account held under your own name.
Customer payments
Use supported virtual account details to receive eligible payments from customers.
Business counterparties
Receive approved payments from suppliers, partners, or other business counterparties.
Transaction visibility
View account and transaction activity from your Infini dashboard for easier tracking and reconciliation.
Third-party payment support depends on the selected account and the banking partner’s final approval.
Move received funds into your Infini balance
Use your approved USD or EUR virtual account to receive eligible bank transfers. Once the funds arrive, they are converted into supported stablecoins and credited to your Infini balance.
Receive eligible bank transfers
Use the account details assigned to you to receive eligible USD or EUR transfers through the supported banking network.
Automatic stablecoin conversion
Incoming fiat funds are converted into supported stablecoins by Infini’s licensed payment partners.
Automatic balance crediting
After the transfer is identified and processed, the corresponding stablecoins are credited to your Infini balance.
Track every transfer
View transfer status and transaction details from your Infini account.
Choose an account that matches how you receive funds
Compare supported currencies, payment networks, transfer scope, fees, and processing times before applying.
01
Lead Bank
Currency: USD
Networks: ACH, Wire, RTP, SWIFT
Transfer scope: Own-name and eligible third-party payments
Dedicated details: Account Number and Routing Number
02
Banking Circle
Currency: EUR
Network: SEPA
Transfer scope: Own-name and eligible third-party payments
Dedicated details: European IBAN
03
Singapore Gulf Bank
Currency: USD
Network: SWIFT
Transfer scope: Own-name transfers only
Third-party payments: Not supported
Apply as an individual or business
Complete the applicable identity or business verification, submit the required information, and track your application through Infini.
- 01
Complete KYC or KYB
Individual applicants complete KYC verification. Business applicants complete KYB verification.
- 02
Provide the required information
Submit the identity, account activity, source-of-funds, and supporting information required for your application type.
- 03
Compliance review
Applications and account capabilities are reviewed by the relevant banking or payment partner. Reviews typically take 1–3 business days.
- 04
Access approved account details
Once approved, your available virtual account details will appear in the Infini dashboard.
Review account costs and availability before applying
See the applicable opening fees, transaction fees, supported networks, transfer scope, and estimated processing times when selecting an account.
No monthly maintenance fees
Available Infini virtual accounts do not charge monthly or account maintenance fees.
Account-specific opening fees
Opening fees vary by banking partner and application type. Applicable fees are shown before submission.
Transparent transaction fees
Transaction fees depend on the selected account and payment network.
Eligibility and availability
Availability depends on your KYC or KYB jurisdiction, application information, selected account, and the partner’s compliance review.
Connect your virtual account with more Infini products
Payments
Accept supported fiat and crypto payments through Checkout, Payment Links, invoicing, or API integrations.
Explore PaymentsCorporate Cards
Allocate supported balances to virtual corporate cards and manage team spending from one dashboard.
Explore Corporate CardsPayroll & Bill Pay
Manage supported employee, contractor, supplier, and business bill payments through Infini.
Explore Payroll & Bill PayTreasury
Put eligible stablecoin balances to work through Infini Treasury.
Explore TreasuryApply for a USD or EUR virtual account
FAQ
An Infini Virtual Account provides approved users with dedicated payment account details through supported banking partners. Depending on the account, these may include a U.S. Account Number and Routing Number or a European IBAN.
Yes. Individual applicants complete KYC verification, while business applicants complete KYB verification. Every application remains subject to compliance review.
Current virtual account options support USD and EUR. Availability depends on the selected account, jurisdiction, and approval result.
Available networks include ACH, Wire, RTP and SWIFT for supported USD accounts, and SEPA for supported EUR accounts.
Lead Bank and Banking Circle accounts may support eligible third-party payments, subject to final approval. Singapore Gulf Bank supports own-name transfers only.
No. Infini does not hold incoming USD or EUR in its original fiat form. Eligible incoming funds are converted into supported stablecoins and credited to your Infini balance.
Virtual Account reviews typically take 1–3 business days. Additional information or documents may be requested.
No. Availability depends on your jurisdiction, application type, compliance requirements, and the banking partner’s final review.
Available Infini Virtual Accounts have no monthly or maintenance fees. Opening and transaction fees depend on the selected account.