Increase paymentsuccess with fiat.

Infini FiatPay gives merchants a fiat checkout that lets users pay without holding crypto in advance, while merchant revenue settles in stablecoins at T+0 and connects to an optional flexible savings option.

Get Started Quick Integration

Rejected by acquirers?Losing users at checkout?

Hard to onboard. Slow to settle. Costly chargebacks. Users who can't pay.

Traditional fiat acquiring
Digital and cross-border businesses face high rejection rates at onboarding. Settlement cycles run T+2 to T+7, locking up cash flow. Chargebacks arrive with little recourse, quietly draining revenue.
Native crypto checkout
Users must already hold crypto, understand wallets, and complete on-chain steps before paying. That creates a high entry barrier and lower conversion among mainstream users.

Turn complex payments into one simple step.

FiatPay handles the complexity behind the scenes so your users experience a seamless, familiar checkout.

01
Users Pay with Fiat
Users pay with Cards (Visa / Mastercard), Apple Pay, Google Pay, or SEPA.
02
Automatic Onramp
Infini automatically converts fiat to stablecoin in the background, invisible to the end user.
03
Order Confirmed Instantly
An order confirmation is sent to both the merchant and the customer immediately after payment.
04
T+0 Settlement
Stablecoin settlement arrives in your merchant wallet at T+0, with optional flexible savings.

Built for conversion, settlement, and brand trust.

Every feature in FiatPay is designed to remove friction for users and maximize revenue certainty for merchants — from checkout to settlement to brand presentation.

Payment Methods
Visa, Mastercard, Apple Pay, and Google Pay create a familiar fiat entry point.
Risk Control
Real-time risk scoring and automatic transaction monitoring built in.
Auto Pay Engine
Stablecoin purchase triggers order payment automatically and reduces drop-off.
White-Label Checkout
Merchant logo, domain, and brand presentation can be customized.
KYC Incentive
A $1 reward can be used directly toward payment, helping first-time users complete onboarding.
T+0 Settlement
Real-time stablecoin settlement improves cash-flow velocity.

Unlock Real Value for Your Business

FiatPay delivers measurable outcomes that directly impact your bottom line and operational efficiency.

Higher Conversion
Remove the crypto barrier. When users pay with familiar fiat methods, your conversion rates improve immediately.
Instant Settlement
Receive funds in USDT/USDC at T+0. No waiting, no bank delays.
Zero Chargeback Risk
Eliminate chargebacks and fraud disputes. Stablecoin settlements are final.
Flexible Savings
Put idle funds to work instantly. Earn 6–8% APY with our flexible savings—opt in anytime.

Make Your Settlement FundsWork for You.

FiatPay settles in stablecoins at T+0. Opt into flexible savings to put idle funds to work immediately after every transaction.

T+0
Stablecoin settlement
Revenue settles instantly in USDT or USDC into your Infini account balance.
6–8%
Flexible savings APY
Earn yield on your settlement funds. Withdraw anytime with no lock-up periods.