Move money between fiat and stablecoins

Receive supported fiat currencies through virtual accounts, automatically convert incoming funds into USDC or USDT, and off-ramp eligible stablecoin balances to supported bank accounts—all from one Infini account.

Built for eligible individuals and businesses moving money across borders.

Open an accountExplore supported routes
Fiat and stablecoin movement across virtual accounts, Infini, and bank accounts

One account for fiat on-ramp, stablecoin conversion, and bank payouts

Connect traditional bank transfers with stablecoin money movement without switching between separate banks, wallets, and conversion platforms.

Receive fiat through virtual accounts

Access supported virtual account details for local and international bank transfers.

Convert fiat into stablecoins

Incoming fiat is automatically converted into a supported USDC or USDT settlement asset and credited to your Infini balance.

Off-ramp stablecoins to fiat

Convert eligible stablecoin balances into fiat and send funds to supported bank accounts.

Track rates, fees, and status

Review transaction details before confirmation and follow every transfer from initiation to completion.

Fiat On-Ramp

Convert fiat into stablecoins through a bank transfer

Open a supported Virtual Account

Apply for dedicated account details based on your currency, location, verification status, and preferred bank transfer route.

Receive or send a bank transfer

Use the banking details provided by Infini to transfer your own funds or receive eligible third-party payments, depending on the selected account.

Receive stablecoins in Infini

Once the bank transfer is processed, the converted USDC or USDT amount becomes available in your Infini balance.

Create A Virtual Account

Select Your Region

Upload documents

Fiat Off-Ramp

Convert stablecoins to fiat and send funds to a bank account

Add or select a bank recipient

Choose your own supported bank account or an eligible business recipient, depending on the available payout route.

Review the off-ramp quote

Confirm the stablecoin amount, exchange rate, transfer fees, and estimated fiat amount before submitting.

Confirm and track the transfer

Provide the required payment purpose and supporting documents, then monitor the transfer status from your Infini account.

Start an off-ramp transfer
Infini Global Accounts bank transfer details

Choose a Virtual Account for each transfer type

Open a Virtual Account with a supported banking partner, then choose it based on whether you only need own-name transfers or also need to receive eligible third-party payments. Each account provides dedicated banking details and connects incoming fiat with your Infini stablecoin balance.

Own-name transfers only

Use a Virtual Account for own-name transfers

For supported own-name-only accounts such as Singapore Gulf Bank (SGB), transfers must come from or go to a bank account held under the same verified personal or business name. Third-party transfers are not supported and will be rejected.

Ideal for moving your own USD funds through SWIFT without a Virtual Account opening fee.

Setup
Virtual Account application and review required
Transfer scope
Own-name transfers only; third-party transfers are not accepted
Account fee
SGB currently has no opening fee or monthly maintenance fee
Use a Virtual Account for own-name transfers

Currencies and rails

Access local and international bank rails

Choose a Virtual Account and banking partner based on the transfer scope, currency, network, and processing time you need.

USD
SGB · SWIFT (own-name only)
USD
Lead Bank · ACH, Wire, RTP, and SWIFT
EUR
Banking Circle · SEPA

Stablecoin settlement

Connect every bank transfer with stablecoin settlement

Incoming fiat is automatically converted into a supported USDC or USDT balance and credited to your Infini account. When sending funds back to the banking system, eligible stablecoin balances are converted into fiat and transferred through the selected bank rail.

Review the exchange rate, transaction fee, and estimated receiving amount before confirmation, then track the transfer status from your Infini account.

Virtual Account typeOwn-name transfers onlyOwn-name and third-party transfers
SetupVirtual Account application and review requiredVirtual Account application and review required
Transfer scopeOwn-name transfers only; third-party transfers are not acceptedOwn-name and eligible third-party transfers
Fiat pay-inUSD SWIFT transfers from an account under the same verified nameUSD or EUR transfers from your own account or eligible third parties
Fiat pay-outTransfers to a bank account under the same verified nameOwn-name and eligible third-party transfers, subject to bank review
Currencies and railsSGB: USD SWIFTLead Bank: USD ACH, Wire, RTP and SWIFT; Banking Circle: EUR SEPA
Best forMoving your own USD funds between Infini and your bank accountCustomer collections, B2B reconciliation and eligible third-party payments

Virtual Account availability, transfer scope, supported networks, processing times, and fees depend on your verification status, location, banking partner, and bank approval. Review the current options and final quote in Infini before confirming a transfer.

View pricing and bank fees

Put your stablecoin balance to work across Infini

On-ramp fiat once, then use the resulting stablecoin balance across your personal and business financial operations.

Corporate Cards

Spend business funds globally

Use virtual corporate cards, team spending controls, and stablecoin cashback across everyday business operations.Explore Corporate Cards
INFINI

Stablecoin Earn

Put idle stablecoins to work

Earn 8% annualized returns on eligible stablecoin balances.Explore Stablecoin Earn

Fiat On/Off-Ramp

Move between fiat and stablecoins

Fund or withdraw business balances through supported fiat payment rails.Explore Fiat On/Off-Ramp

Crypto Payments

Accept stablecoin payments globally

Receive customer payments and use the settled balance across Infini business products.Explore Crypto Payments

Bill Pay

Pay business bills with stablecoins

Settle vendor invoices and operating expenses from your business balance.Explore Bill Pay

Payroll

Pay employees and contractors globally

Streamline salary and contractor payouts from one business account.Explore Payroll

Leave bank in the old world

Frequently asked questions

A fiat on-ramp allows individuals or businesses to move traditional currency from the banking system into supported stablecoins. With Infini, eligible incoming bank transfers can be converted into USDC or USDT and credited to your Infini balance.
A fiat off-ramp converts eligible stablecoin balances into fiat currency and sends the resulting funds to a supported bank account.
A fiat on-ramp moves money from a bank account into stablecoins. A fiat off-ramp moves money in the opposite direction, converting stablecoins into fiat and sending the funds back into the banking system.
Eligible incoming fiat transfers are processed through the selected Virtual Account and converted into a supported USDC or USDT settlement asset. The resulting stablecoin amount is then credited to your Infini balance.
Supported fiat currencies depend on your location, verification status, selected Virtual Account, and banking partner. Current options are shown in the Infini product interface.
Eligible fiat transfers may be converted into supported stablecoins such as USDC or USDT. The available settlement asset depends on the selected account and transfer route.
An Infini Virtual Account provides dedicated banking details through a supported financial partner. Depending on the account, this may include a U.S. account number and routing details, a European IBAN, or other supported banking information.
Infini supports eligible personal and business fiat money-movement scenarios. Availability depends on KYC or KYB verification, location, banking partner, and the selected transfer feature.
Some Virtual Accounts may support eligible third-party incoming payments, while others only accept transfers from a bank account held under the same name as the Infini account. The available transfer scope depends on the selected account.
Available bank rails may include local transfer networks and international routes such as ACH, Wire, RTP, SEPA, CHAPS, FPS, and SWIFT, depending on the currency, region, and banking partner.
Processing time varies by bank, currency, transfer rail, cutoff time, compliance review, and banking holidays. Some local transfers may process in real time or on the same day, while international transfers may take several business days.
Fees depend on your account level, selected currency, banking partner, and transfer rail. The exchange rate, applicable fees, and estimated receiving amount are displayed before confirmation.