Finny AI Agent
The AI Financial Assistant & Expense Tracking App Built for Your Infini Account
Consolidate your Infini card transactions and manual cash expenses in one intuitive dashboard. Review spending habits through natural conversation and stay on budget—no spreadsheets needed.
Finny is available in the Infini app on iOS and Android, and on the web. Account eligibility and regional availability apply. Features are designed specifically for Infini personal accounts.
Native account activity, synced automatically
Transactions on eligible Infini cards sync automatically into your ledger, eliminating repetitive manual data entry required by traditional budgeting apps.
Original currency and clearing rate, side by side
Multi-currency transactions display both the original currency amount and the exact USD settlement value side by side, for clearer FX transparency on eligible card transactions.
Numbers come from the ledger, not the AI
Deterministic balances: account balances and totals are computed by core ledger engines, not by the AI model. Finny organizes and explains them, and is designed not to estimate them.
Third-party model control and data retention
Zero Data Retention (ZDR) terms with LLM partners. Your financial conversations are not used for AI model training, and can be deleted using the controls provided in the product (retention details below).
Financial totals come from core ledger systems, not from the AI model.
Balances, conversions, and spending totals are generated strictly by underlying transaction engines. Only the minimal context necessary for a request is provided to the model; sensitive credentials, full card numbers, and unrelated assets are strictly excluded. Conversation data is never used for model training. Conversation records are retained for 180 days by default, then deleted or irreversibly anonymized; deleted conversations are permanently purged from backups within 30 days. Audit logs follow a separate retention policy.
Track spending in a message, not a spreadsheet.
Track expenses through simple conversation. Tell Finny what you spent in plain language, tap quick shortcuts for daily items, or review card activity synced automatically from your Infini account.
Plain-Language Logging
Type a note such as "Lunch with Alex $18" or "Coffee and pastry $7.50." Finny automatically extracts the amount, category, and date, records the entry, and shows the result so you can edit it if needed.
Quick Everyday Entries
Log common expenses like coffee, takeout, rides, or groceries with a single tap.
Card Activity Sync
Eligible Infini card transactions appear on your timeline with clear source indicators, easily distinguishing synced card activity from manual cash entries.
Finny brings eligible activity from Infini prepaid virtual cards into your spending log.
Currency Context
Foreign-currency card activity preserves original transaction amounts alongside recorded USD clearing values. For manual foreign-currency entries, Finny applies real-time exchange rate benchmarks.
Record Management
Finny keeps your manual logs and eligible Infini card transactions in an organized chronological ledger. Filter or search all records, and edit or delete manual entries whenever needed.
Your money buddy on Infini.
Log spending in one sentence, see where it all goes, and stay on track with the money you mean to save (dedicated savings goals are coming soon).
Log it in one line
Type "Lunch $18" and Finny pulls out the amount, category, and date for you. No forms, no spreadsheet, no end-of-month catch-up.
The full picture from day one
Recent eligible Infini card activity is already categorized when you arrive, sitting on the same timeline as the cash expenses you add yourself.
Check-ins in your style
Neutral, Hype, or Roast — pick the tone that makes reviewing spending something you actually keep doing, and switch it anytime.
Inside the app
Track expenses, ask questions, catch the big charges.
Finny keeps eligible Infini card activity and your manual cash entries in one money log, answers spending questions in plain language, and flags purchases that cross the threshold you set.
Money log
Every expense in one ledger
Eligible Infini card activity lands automatically, and anything you paid in cash takes one line to log. Filter by category or time period to see where the month actually went.
Spending summaries clearly show the selected time period and indicate whether figures include manual entries, eligible Infini card activity, or both.
Choose your check-in style
Money check-ins with personality — from supportive to playfully direct.
Spot patterns behind impulse purchases with check-ins that match your mood. Choose the tone that makes reviewing expenses constructive, with the freedom to switch or turn it off at any time.
Finny never judges or shames your financial situation, income levels, or healthcare-related spending. If a conversation signals distress or financial stress, the tone shifts automatically to supportive guidance.
Live tone preview · Select a style to compare
What Finny is building next.
Financial Health Score and Privacy-Protected Weekly Report
A 0–100 index evaluating savings rate, category focus, and spending consistency, paired with a shareable weekly summary that automatically masks card numbers and exact balances.
Phase 2Coming soonSubscription Alerts Radar
Planned detection of recurring merchant charges on eligible Infini cards, with advance notifications before renewals. (Will not automatically cancel third-party merchant accounts.)
Phase 2Coming soonDedicated Savings Goals
Set dedicated, ring-fenced fund targets (for example, a $2,000 Travel Fund) and track milestones through conversation. (Dedicated sub-account fund separation only; not a yield, interest, or Vault product.)
Phase 3Coming soon
Infini Blog
Start with a Clearer View of Your Spending.
Download the Infini app to log your first expense with Finny, or explore how an Infini account simplifies card spending and money management.